Premise liability refers to a business or property owner’s legal responsibility to all guests on the premises that have been injured. If you have ever been to a gym, this is the main reason you have to sign a waiver before becoming a member. They don’t want you getting hurt and blaming the gym (as long as there is no evidence of hazardous equipment or conditions).
Examples of Premise Liability
- Animal Bites
- Children on Property
- Negligent Security
- Swimming Pool Injury
- Poor Maintenance
- Dangerous Property
- Retail Store or Restaurant Liability
- Slip and Fall Accidents
- Defective Conditions
What to do as a Business Owner
As a business owner, the first thing you can do is protect yourself from a potential situation. Put signage up for hazards like wet floors or moving equipment. Have workers, customers, and guests wear appropriate protective gear if needed. Without proper protection and consideration of risks, those who get hurt will have an upper hand if a legal situation arises.
You can also set up business insurance for more protection. To learn more about that, read this article from Insureon.
What to do as a Customer
As a customer, not all businesses have the time, labor, or resources to properly protect you. Even if they do, freak accidents happen. A customer could fall while getting into a new car they are looking at or maybe the customer dropped a heavy item while shopping on their foot. It is important to note that bringing a claim against a business should have merit to successfully win a case. Did the business have appropriate signage if the floor is wet for example?
Whether you are a customer, business owner, or even an insurer dealing with a case of premise liability; our team can help resolve the situation if a recent accident has happened. Use our contact page to reach out!